Health Insurance Charge: (The Insurer and premium costs are subject to change after July 1)
Cost: $1,049 (fall semester-annual coverage), $695 (spring semester-8 month coverage)
Spring 2013: For those eligible to waive this charge, a strict deadline of April 15, 2013 applies. No Exceptions. After the waiver deadline has passed, the online waiver will not be available and students will be required to pay this charge. The deadline to enroll in the spring student insurance plan is also April 15, 2013. This means, if your insurance premium charge is not paid by that date, you will no longer be able to enroll in the plan.
Coverage Period: This charge is only assessed during the fall and spring terms. In the fall semester, students are assessed a full year’s premium cost. The policy coverage period for fall is September 1, to August 31. In the spring semester, students are assessed a premium for eight months of coverage. The spring policy coverage period is January 1, to August 31. Your insurance premium must be paid in full by a strict enrollment deadline each semester in order to obtain coverage under the plan.
Description: The student health insurance charge is mandatory for students who meet the criteria to be charged. The Massachusetts Mandatory Health Insurance Law mandates that each Massachusetts Community College require all students who are enrolled in a degree or certificate program for nine credits or more to participate in the student health insurance program.
Waiving this Charge: If you are already covered under a comparable healthcare plan that became effective by at least the first day of classes, and if you expect to be covered through at least August 31, you may be eligible to waive this charge.
For those eligible to waive this charge, an on-line waiver must be completed and submitted by a strict deadline. NO EXCEPTIONS. The deadline will be announced on this website and will be included on billing statements and supplemental materials sent with bills. After the deadline date, the online waiver will not be available and students will be required to pay this charge. To waive this charge, place your cursor over the “Insurance Overview” menu option and click “Waiving the Insurance Charge”.
Insurer: Students will be insured by Harvard Pilgrim Healthcare (PPO) Insurance Plan. The servicer of the plan is Gallagher Koster. From our website you can: access Gallagher Koster’s waiver form, obtain one of their brochures that details policy coverage, or read a summary explanation regarding the mandatory student health insurance law and eligibility criteria. If you have questions related to the policy itself, contact Gallagher Koster at:
Address: Gallagher Koster, 500 Victory Road, Quincy, MA 02171, Phone: 877-307-8194. Or, send your questions by email to: gccstudent@gallagherkoster.com.
Paying your Premium with Financial Aid Awards or Student Loans: Financial aid funds will not pay the student insurance charge without your written authorization. Therefore, if you are a financial aid recipient and you expect your aid/loans to pay this charge, you must authorize it in writing by completing the appropriate section of the Acknowledgements and Certifications form provided by our Financial Aid Office. This form is also available on your “My GCC” account.
Liability Insurance:
All health occupation students aer required to cary College-approved professional liability insurance. Information about this charge can be obtained from the Health Occupations Department.
Registration Fee:
Cost: $20 once per semester
Description: This mandatory fee is a non-refundable administrative fee charged for all day and evening credit courses. It is charged for processing your enrollment and registration. Once your class schedule has been entered in our system, you are responsible for paying this fee even if you decide not to attend GCC.
Tuition:
Cost: (Subject to change after July 1) In-state: $26 per credit, Out of state: $281 per credit, NEHBE: $39 per credit
Description: This mandatory charge is assessed for all day and evening scheduled credit courses. The in-state day tuition portion of your bill is remitted to the state of Massachusetts. The remainder is used to help defray the costs associated with general operations of the college.
College Service Fee:
Cost: (Subject to change after July 1) $170.50 per credit
Description: This mandatory charge is assessed for all day and evening scheduled courses regardless of residency category and is used to help pay for a variety of academic services, equipment, supplies, and technology expenses.
Health Records Administration Fee:
Cost: $11 once per semester
Description: This mandatory fee is assessed for all day scheduled credit courses in both the fall and spring semesters only and is used to help defray the costs associated with administration of student health records as required by law. This fee cannot be waived.
Student Activity Fee:
Cost: $30 once per semester
Description: This mandatory fee is assessed for all day scheduled credit courses in both the fall and spring semesters only and is used to support student activities including concerts, guest speakers, orientation, graduation, clubs, and special events.
Special Course or Programs Fees:
Cost: Vary
Description: Additional fees may be included on your bill for specific programs or courses such as: Nursing, OLP, Music, Art, EMT, or other. Some programs may also require liability insurance, equipment, supplies, or other expenses related to the cost of running the courses within that program.
Other Fees:
Cost: Vary
Description: Other fees are used to cover specific costs such as: 4-month payment plan fee, late payment fee, returned check fee, or other.
Day vs. D/D Tuition & Fee Charges:
From a student’s prospective, there is no difference between day and D/D charges. These day charges are categorized as such strictly for college accounting purposes. If your bill shows D/D charges, they are treated as regular day charges for billing purposes. However, D/D charges may not be eligible for certain types of tuition and fee waivers.
